Truck Accident Information & Truck Accident Lawyers In Minnesota

Since Minnesota has no-fault insurance, you really do need the services of a Minnesota truck accident lawyer if you have been injured as a result of a collision with a large truck and the accident was not your fault. No-fault insurance means that your insurance has to cover some of the expenses, no matter who was at fault for the accident. This compensation can take the form of paying for your medical bills, recovery of lost wages, mileage and the cost of a replacement vehicle while yours is being repaired. The costs of the repairs are also covered.

A Minnesota truck accident lawyer knows the laws of the state that require all vehicles to have a minimum of $20,000 for individual medical coverage and a minimum of $20,000 for all other losses. As soon as you have been involved in a truck accident, you should contact your insurance company and inform them of the details of the accident. The representative will provide you with an application form for you to submit your claim for compensation.

In order to submit a claim for compensation in Minnesota, there are certain requirements that you have to meet. These include:

Your medical expenses should be over $4,000
Some or all of the injuries from the truck accident are permanent
There is a permanent scar or disfigurement
You are disabled for at least two months
Death

Your Minnesota truck accident lawyer will help you understand which types of medical expenses are allowed when you make a claim for compensation. All reasonable expenses are taken into account, such as X-rays, dental, optical and chiropractic services, medications and ambulance transportation. It also includes the cost of being hospitalized and if you need nursing care when you return home. Your health insurance does not pay for these medical expenses, as is required in other states, so you can use whatever health care provider you wish. If you lose time off work and lose wages as a result, you can also claim up to $20,000 in lost wages. Your Minnesota truck accident attorney will be able to clearly explain this all to you and help you get everything you need to put closure to this incident.

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